Future Value Calculator

Calculate what a sum of money — plus optional regular payments — will be worth in the future.

What is the Future Value Calculator?

Future value (FV) is the value of money at a future date after it earns a given rate of return per period.

How does it work?

The present value compounds for the number of periods. Regular payments are added as an ordinary annuity (end of period) or annuity due (start of period).

Formula

FV = PV × (1 + r)^n + PMT × ((1 + r)^n − 1) ÷ r × (1 + r if paid at start)

Example

₹1,00,000 at 8% for 10 years grows to ₹2,15,892.50.

Frequently asked questions

What is a period?

Any consistent interval — a year, quarter or month. Make sure the rate you enter is per period.

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