Tax Saving Calculator

Find out how much additional tax you can save by using your remaining 80C, 80D and NPS limits — and whether the new regime is still better.

What is the Tax Saving Calculator?

The old regime lets you reduce taxable income through deductions. Many people leave part of their limits unused.

How does it work?

The calculator computes old-regime tax with your current deductions and with every limit fully used, and compares both with the new regime.

Formula

Additional saving = Tax (current deductions) − Tax (maximum deductions)

Example

With ₹18 lakh income and ₹60,000 in 80C, filling 80C, 80D (₹25,000) and NPS (₹50,000) cuts old-regime tax by ₹51,480 — but compare it with the new regime before investing.

Frequently asked questions

Which 80C option is best?

It depends on your goals. ELSS has the shortest lock-in (3 years) and equity exposure; PPF is safe and tax-free; EPF contributions count automatically.

Do deductions help in the new regime?

Only a few, such as employer NPS contributions under 80CCD(2) and the standard deduction.

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