Salary Breakup Calculator

Split your CTC into a salary structure — basic, HRA, LTA, special allowance, PF and gratuity — with monthly and annual values.

What is the Salary Breakup Calculator?

A salary breakup shows each component of CTC. The structure affects PF, gratuity, HRA exemption and your take-home.

How does it work?

Basic is a share of fixed CTC; HRA is a share of basic; employer PF and gratuity are derived from basic; the special allowance absorbs the remainder.

Formula

Special allowance = Fixed CTC − Basic − HRA − LTA − Employer PF − Gratuity

Example

On ₹10 lakh CTC with 50% basic: basic ₹5,00,000, HRA ₹2,00,000, employer PF ₹21,600, gratuity ₹24,050 and special allowance ₹2,54,350.

Frequently asked questions

Why should basic be at least 50%?

The new Labour Codes define wages so that allowances above 50% of total pay are added back to wages for PF and gratuity, which pushes employers towards a higher basic.

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